I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I’m doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

    • smeeps@lemmy.mtate.me.ukOP
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      3 months ago

      I’m interested in this, I did buy a small amount but struggling to spend it anywhere? Even when I bought a Trezor hardware wallet I had to use LTC… I know I can pay for Mullvad with it when my subscription expires in two years lol

      I also can’t find any no-KYC place to buy it now LocalMonero is closed.

      • EngineerGaming@feddit.nl
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        3 months ago

        Even if they were, that would likely require you to carry a smartphone everywhere, which is not very privacy-friendly either.

      • shortwavesurfer@lemmy.zip
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        3 months ago

        While it is most definitely true that they do not accept it directly, they very likely do accept it with gift cards, which you can purchase with Monero. That is how I have been buying my groceries for the past year and a half.

        • delirious_owl@discuss.online
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          3 months ago

          When I lived in Europe and North America, this is also how I bought most my groceries.

          Except I used bitcoin because the monero gift card vendors are terribly insecure.

          • shortwavesurfer@lemmy.zip
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            3 months ago

            Please elaborate on your claim of them being terribly insecure. It’s not something I’ve noticed, but I could be missing something.

              • shortwavesurfer@lemmy.zip
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                3 months ago

                What do other merchants do? Because when I was still using Bitcoin back in like 2015, that’s what Bitcoin gift card merchants did as well. So what’s different these days?