In 20 days, your monthly tribute to your landed lord is demanded.
Me trying to explain to my mooching family that my rent is due for the 36th month in a row.
Mortgage payments are nearly as angering, even though you get to keep the thing youre paying for
because you’re still paying out the ass on usurious loans
Imagine if the 19th century mutualists had their way and you could get a loan for a house and pay either no interest or, at most, a fraction of a percent, just enough to cover the costs of the actual labor involved in servicing your loan
Capitalist dipshits act like communists are so extreme and yet in their own radicalism they’ve prevented even the most milquetoast compromise that would ameliorate the exploitation inherent to capitalist wage labor. And every day it just gets worse as they fight to undo every slight gain won through the sweat and blood of unions fighting to achieve a more equitable future.
Mortgages are as far from usury as you can get in the US. Rates are kept artificially low by Fannie and Freddie, especially offering 30 year fixed rates.
Verily doth it be so. As well doest the insurance leeches bleed onnes wallet
i mean, she’s overdue
Not different than owning, i still have to sit in the toilet and cry before the money is gone.
Sure it is. When you have a mortgage each payment is one step closer to not having a mortgage, and owning it outright. Every payment means you could pocket more if you sold.
With rent that money goes into a black hole.
Not to mention the amount you pay goes down relative to inflation.
Who the hell is still writing cheques? Does this landlord also contact the tenant by carrier pigeon?
When there’s a 40$ surcharge on all card payments, you do what you gotta to keep rent down.
It’s a part of why she’s so pissed about the rent thing too.
First a $40 fee just to swipe plastic is stupid, even VISA don’t charge anywhere near that much for the card machine operator. Sorry you have to deal with that.
Also does the US not have smartphone banking apps? Do you have to pay fees for a bank transfer? Is it the landlord setting those fees? I’m confused how a free at point of use system is getting slapped with a fee.
Why does everyone in the US have to write cheques to eachother, wasting everyone’s time going in person to the bank to cash them in? Even my employer just does a bank transfer to pay me my income.
Unfortunately most banks in my area don’t offer cheques on personal accounts anymore. You can still cash them, but my bank hasn’t offered cheque books on personal accounts in a good few years (and I think that’s the same case for other banks in my area, too)
Not 3 years ago, I had a landlord who was very low key and hands off. This was great in the sense that we could do whatever we wanted to the apartment and he wouldn’t care, but we had to write him an actual check each month. Considering this apartment had everything we wanted with all the sprinkles for an incredible price, I was totally down to write a physical check if that’s what the guy wanted. Plus you can typically get your bank to write and send checks automatically which we ended up doing after a while. Ended up staying for 5 excellent years! 10/10 would write checks again.
Yo, you feel like DMing me info on that apartment? Lol
My landlord updated the lease least year so that electronic payments have a fee. So fuck them they’re getting checks.
That’s fucking ridiculous, sorry to hear that.
But why can’t your landlord just accept a bank transfer every month you can set up on your banking app? Is this not a thing in the US?
Pfft, only losers have landlords. I’m forty and I’m living with my parents!
Wait, are they my landlords?
You know what you must do. Down with all landlords./s
More seriously, I will note that multigenerational households are only looked down upon when the poors do it, if the rich do it than it’s just a family manor.
It’s not looked down anymore since rent got too expensive.
Don’t forget to tip them!
