I’d say it’s bit of both. Capitalism offers solutions to legitimate needs/wants of people, but more frequently than not the wrong ones. It can be seen through housing scarcity and other necessities not being addressed correctly. Giving wrong solutions to issues doesn’t resolve them, allowing capitalists to get more out of the issue. Sometimes they will go as far as create an issue for people, so they can sell them a (wrong) solution to it.
I’d say it’s bit of both. Capitalism offers solutions to legitimate needs/wants of people, but more frequently than not the wrong ones. It can be seen through housing scarcity and other necessities not being addressed correctly. Giving wrong solutions to issues doesn’t resolve them, allowing capitalists to get more out of the issue. Sometimes they will go as far as create an issue for people, so they can sell them a (wrong) solution to it.