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Joined 24 days ago
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Cake day: June 24th, 2025

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  • When there’s something about the model that doesn’t make sense, find an alternative model where it does. It’s often quite enlightening.

    In the case of credit scores, the model you’re probably thinking of is that following all the rules as written should make your credit score go up. But this is not the case. A better model is that credit score tells the bank how much money they can get out of you. They make more money from someone who is late every once in a while. That model is more consistent with reality.



  • Unfortunately, it’s a thing. I’ve had people try to merge onto the roundabout when I’m in it, and then honk at me when I didn’t let them through. If any of these people ever do hit my car, I am not going to try to correct them ahead of time so that they perjurer themselves to the cop who eventually shows up to take the report.

    Which I think speaks to the terrible level of driver training in America. A roundabout is a combination of things that you should already know about as a driver, like how yield signs work, and how to stay in your lane and follow lines on the road. If you can’t put those thoughts together, then I question your ability to drive safely at all.




  • frezik@lemmy.blahaj.zonetoPolitical Memes@lemmy.worldDo it
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    6 hours ago

    I’m fond of Robert La Follette (one of the loudest voices against US entry into WWI), Russ Feingold (only senator to vote against the Patriot Act), and Bernie (who doesn’t need an introduction). In all of history, there are some politicians that stand above the rest.













  • It’s been like this for a while in the porn industry. In an interview a while back, Bree Mills says she gets more limited by payment processors than the government (though that might be switching).

    Ever wonder why every faux-incest video goes out of the way to say everyone is a step family? Step father, step daughter, step mother, step brother, all somehow living in the same house, over 18, and no blood relation? The first amendment protects them from the US government, so that’s not why. Credit card companies are why. The old Taboo series was distributed differently back in the day. Can’t make that anymore.

    This also applies to some of the more extreme BDSM stuff, like blood play or scat. Won’t find them on kink.com.