Bonus points if someone warned you and you went ahead anyway.
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Those zero-interest payment plans will friggin kill you.
Before you share unasked for information with someone consider these two points:
- Is this a teachable moment?
- Does this person want to be taught?
If the answer is No to either one or both, keep to yourself.
In related news: Sometimes people want to vent, sometimes they want solutions. If you don’t know which one is needed it’s okay to ask!
That’s sensible advice - often, sharing the info sounds like “I assume that you’re an ignorant, so let me enlighten you little thing”. And/or fails to take into account relevant, but unmentioned details.
However, when discussing in public (like here), and in more general grounds, there’s a complicating factor - the audience. Often what you say might not be useful to the person whom you’re replying to, but it might still be for someone else.
There’s actually a 3 question test for this.
- Does this need to be said?
- Does this need to be said by me?
- Does this need to be said by me right now?
You forgot number 4:
- Will this person spread this misinformation to others?
Don’t speak just to speak, speak for a purpose.
This is all great advice that unfortunately I will not be able to take.
it was explained to me one time as W.A.I.T
Why
Am
I
Talking
Regarding the venting sometimes people don’t want a solution they just want to vent.
That’s the point.
I feel called out D:
Haven’t learned yet, and still struggling with it but if someone asks if you are OK, don’t go for the default awnser, if anything say idk.
That and asking for help, I been in the bottom of the barrel one too many times just because I din’t ask for a hand early on.
I have a similar struggle reaching out. One trick I learned was to ask myself: if the positions were reversed, would I be annoyed or put off if this other person were reaching out to me?
Don’t drink alcohol with a mood disorder, It might seem ok for a while, but it’s totally not.
Don’t drink alcohol.
This, exactly. But darn are some people pushy
That if you’re happier alone, you should stay that way.
Heck yes. You do you!
Way too many people tried to tell me what’s supposedly good for me. But in the end the best decision I made was to stop listening
Everything?
Unfortunately, no one seems to learn from other people’s mistakes, only their own.
I’ve had to make so many mistakes…
I learned plenty of things watching my older siblings and seeing how they did things. I still make tons of mistakes, just different ones.
Do not take out private student loans.
In 2005 the original balance on my only private loan was $30,000. After almost 20 years of $500 on time monthly payments, the balance is $37,000. Yes, you read that right.
This loan will be dragging me down, making my life difficult until I die. College wasn’t worth this bullshit.
Wait so you’ve been paying $6,000 per year towards a $30,000 loan for 20 years and the balance has only grown since then? Jesus what was the interest rate on that albatross? Is it higher than 20%?
I mean at that point wouldn’t it make sense to get a private bank loan to pay off the other loan with a much lower interest rate?
The interest rate is variable, it goes up and up and up. And to those suggesting I just refinance, oh I’ve tried. I’ve had three refinancing applications denied in the last month alone.
And any federal forgiveness would not apply to this private loan, so yeah, a decision I made when I was barely an adult will haunt me for the rest of my life.
The world sucks and you can’t do ANYTHING about it. Some people are just privileged and you’re not one of them.
If you feel like you don’t need your medication anymore, that means the medication is working, and doing what it was prescribed to do.
If you don’t feel it, don’t do it. Some injuries don’t heal right, and many of the hobbies I enjoy have a pretty damned high risk factor. Almost every single time I’ve had a serious injury, that little voice was telling me “This one might not end well”, and I went for it anyway.
I could have walked away, called it a day, and come back another time. It wasn’t a contest, I was just out filming a few tricks for my “You’re turning 40 and still doing it” video. Didn’t stretch, didn’t warm up, and my over enthusiastic filmer was all “Try this, do that”. Ended up collapsing my knee and fully tearing my MCL.
Between that and a few neck and back fractures over the years, my mobility and flexibility are pretty well shot. There are things I just can’t do anymore.
Sure I still skate, and am amazed just how much I can still get away with, but now every minute on the board includes a constant “Is this safe? Is this worth it?” chant.
This doesn’t solve all problems and wouldn’t have helped at all there. And I know that lots of people don’t like them. But after watching too many YouTube videos of skating tricks in concrete environments going very badly wrong, I’m convinced that having a helmet on while skating is something people should do. You don’t have pads or something, you mess up, grind off some skin, at least you’ll heal. But you land wrong on your head, that doesn’t always heal.
I don’t skate, but I always wear a helmet on a bike. I haven’t had to learn this one the hard way, but I’ve had a bunch of friends who biked a lot. One was a bike messenger, biked all the time, knew his way around a bike, worked in heavy traffic. Then, late one night, someone decided to blow through a stoplight, did a hit-and-run on him. He got really lucky – his dad happened to be out late, found him dying in the empty street. He almost didn’t make it, suffered permanent brain damage, lost memory and stuff. After that, he always wore a helmet. His biking buddy, who previously never wore a helmet, had a huge head of curly hair blowing in the wind, always wore one after that too.
I just don’t fall that way on a skateboard, so I never wear one, though knee pads are a must.
I will never ever ride a snowboard without a helmet. I’ll ride a motorcycle without a helmet before I’ll ride a snowboard without one.
It took me years of reading, talking, and thinking to break religious childhood indoctrination. Being able to let go of a fear of hell was a big step near the end I think.
A funny thing I found out about dwelling on negative emotions like fear and guilt is that it never helped me become a better person. Quite the opposite. Only by facing my issues head-on and forgiving myself if/when I screw up do I actually make progress. (Some religions would have us look ‘outside’ ourselves for forgiveness, but that always places our spiritual wellbeing on some unknowable other.)
I learned not to short the hype train. Both GME and NVIDIA
Well Now you could have shorted NVDA. It’s down like 12 points from a few days ago.
You have to roll forward and reconcile the fixed assets every month or you will spend days catching up at year end, invariably finding a prior period issue that has to be corrected in the current period.
I was warned, but trusted the system too much - it can’t regulate human error, no matter how many controls are in place!
I learned not to say things about people behind their back, that you’d not be prepared to say to their face, aged 14.
Cost me a black eye & split lip, also some pride. Valuable lesson though that stuck with me to this day over 2 decades later.
Knoble, sorry for calling you Knobless.
You can explain anything in the world to me until you are blue in the face but until I ex0erience it first hand I won’t have any idea what your talking about. Just the way I retain info.
