It’s still valid today.
Payroll fucked up and I didn’t get a deposit a few weeks back. They gave me the choice of waiting 2 weeks and having the deposit added to my next paycheck, which is totally undoable, or they would cut me a paper check that day.
I took the paper check.
I decided it would be easiest if I could use my Bank apps Mobile deposit but it only allowed me to access $500 of it that day, the rest had to wait until the next business day which was Monday.
If I would have thought about it I would have done it this way so I could have had access to the whole check before the weekend.
You still don’t necessarily get the full amount. Depending on the bank writing the check, you may only get a person available today. Payroll checks might give you all of it, but I’ve had checks deposited in person that only let me have the first 3-500 available immediately.
If your bank can only deposit a certain amount of a check the same day and you need it all just cash it and deposit the cash
Great tip, if you live in the 1980s
WTF
It’s still valid today.
Payroll fucked up and I didn’t get a deposit a few weeks back. They gave me the choice of waiting 2 weeks and having the deposit added to my next paycheck, which is totally undoable, or they would cut me a paper check that day.
I took the paper check.
I decided it would be easiest if I could use my Bank apps Mobile deposit but it only allowed me to access $500 of it that day, the rest had to wait until the next business day which was Monday.
If I would have thought about it I would have done it this way so I could have had access to the whole check before the weekend.
You still don’t necessarily get the full amount. Depending on the bank writing the check, you may only get a person available today. Payroll checks might give you all of it, but I’ve had checks deposited in person that only let me have the first 3-500 available immediately.
Sorry, can’t imagine having a banking system that’s a decade behind fuckin Eritrea or Kazakhstan and thinking it’s the norm 😂
It’s not OPs fault they live in an underdeveloped nation, they’re just trying to get by.