• venusaur@lemmy.world
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    18 hours ago

    If your bank can only deposit a certain amount of a check the same day and you need it all just cash it and deposit the cash

      • Chainweasel@lemmy.world
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        12 hours ago

        It’s still valid today.
        Payroll fucked up and I didn’t get a deposit a few weeks back. They gave me the choice of waiting 2 weeks and having the deposit added to my next paycheck, which is totally undoable, or they would cut me a paper check that day.
        I took the paper check.
        I decided it would be easiest if I could use my Bank apps Mobile deposit but it only allowed me to access $500 of it that day, the rest had to wait until the next business day which was Monday.
        If I would have thought about it I would have done it this way so I could have had access to the whole check before the weekend.

        • Passerby6497@lemmy.world
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          9 hours ago

          You still don’t necessarily get the full amount. Depending on the bank writing the check, you may only get a person available today. Payroll checks might give you all of it, but I’ve had checks deposited in person that only let me have the first 3-500 available immediately.

        • Mr_Blott@feddit.uk
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          9 hours ago

          Sorry, can’t imagine having a banking system that’s a decade behind fuckin Eritrea or Kazakhstan and thinking it’s the norm 😂

  • RememberTheApollo_@lemmy.world
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    9 hours ago

    If you get married the tradition is for one partner to change their last name to match so both have the same last name.

    We didn’t do that, so we have different last names.

    So when you sign up for services that offer (x) months free or discounted cost per unique household, you use one name, cancel, and sign up under the other name. They don’t know you’re married, don’t know if it’s a rental, or don’t know if it’s a roommate thing. So when we were poor AF we could save a lot of $ on services at least for a few months or so. Usually cable tv that offered a 6-month discount.

    • DBT@lemmy.world
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      2 hours ago

      Even with the same last name they don’t know you’re married. We share a last name and have done this a few times before.

      • RememberTheApollo_@lemmy.world
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        2 hours ago

        Eh, this was years ago we played this game. We tried to keep it on the DL by not changing immediately after the discount, usually several months later. We also had separate checking accounts and cards, so that probably helped. The policy may have updated since then, but I don’t see how they’d know if one person canceled the policy and another with an entirely different name and payment account opened a new one.

        • HubertManne@moist.catsweat.com
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          1 hour ago

          yeah and actually if its a single family home I have gamed the system by putting apt 1a, 1b, etc but I have not tried it when I actually have an apt/unit/whatnot

  • 2ugly2live@lemmy.world
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    11 hours ago

    I don’t know if it’s a “loophole,” but I find my phone to be a pretty good eReader. I did the same with an old tablet (just has the eReader and the book(s)). I’ve never had a real eReader so I can’t really comment on the difference, but if you’re just trying to read, a good app costs a couple bucks, way cheaper.

    • tyo_ukko@sopuli.xyz
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      8 hours ago

      Doesn’t it strain your eyes tho? I thought the appeal of having an e-reader is having the screen easy on the eyes.

      • shalafi@lemmy.world
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        7 hours ago

        I’ve always used Android tablets. You need an app that allows you to fiddle with the colors. Mine is dark orange on a black background.

        eReader Prestigio has been good to me.

  • felixwhynot@lemmy.world
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    17 hours ago

    I enjoyed paying $1.50/mo for YouTube premium by signing up with a VPN to Turkey 🇹🇷 but that’s not a thing anymore 😢

  • spongebue@lemmy.world
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    17 hours ago

    My brother-in-law didn’t want to carry his jacket around at Disney World, and he didn’t want to get a locker for it, so he had his dad turn it in to lost and found. At the end of the day, before leaving the park, he picked it back up.

    • u/lukmly013 💾 (lemmy.sdf.org)@lemmy.sdf.org
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      16 hours ago

      Somebody else could’ve taken that.

      The lost and found at my school sometimes gathers interest on some items. Umbrella on a rainy day got 4 people claiming it’s theirs. But a golden chain is still winning at 8 people claiming it as theirs.

  • I remember there was a time when you could use the self-serve kiosk at McDonald’s, order a bunch of plain cheeseburgers and remove everything so it was just a bun and it would credit back enough money that you could get a whole meal (plus a bunch of empty buns) for free.

  • jet@hackertalks.com
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    16 hours ago

    In the USA the FASFA is used to determine how much financial aid (grants, or zero interest loans) someone can get for university

    Unfortunately it looks at parents assets as well as the adult students assets.

    Unless

    • over the age of 25
    • military veteran
    • married

    So the loop hole here is obvious, two students should get married, then their financial need will be totally unmet and get the highest level of benefits

    • qantravon@lemmy.world
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      3 hours ago

      I know someone who had to do this. Her parents were abusive and were refusing to do the FASFA paperwork, holding it over her head for something. She had already been in college a couple of years at this point. So, she found a friend she trusted and they got married, allowing her to get the funding she needed to continue to attend college.

    • BigLime@lemmy.ml
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      15 hours ago

      I’m fr curious if this can work. If it does, it seems beyond impossible to find a 25 year old college woman who would even want to marry

      • jet@hackertalks.com
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        15 hours ago

        Two 18 year old students about to start university get married. I think it can even be same sex, marriage is marriage.

        Remember Marriage isn’t for life! You and your partner could get married with the understanding this is just a college marriage.

        • Flax@feddit.uk
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          14 hours ago

          That’s a whole abuse of the purpose of marriage, though

          • MagicShel@lemmy.zip
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            11 hours ago

            You’re thinking about this all wrong. The age of marriage and childbearing have been going up. Think of the kids who would just decide fuck it might as well just stay married and do this. This could be the arranged marriage of the future.

          • jet@hackertalks.com
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            14 hours ago

            A loop hole that is technically correct is still correct.

            What is the purpose of marriage?

            • MNByChoice@midwest.social
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              12 hours ago

              Legally it is a shortcut to establishment of a number of implied contracts, tells the courts how to unwind those contracts, and rights. In some cases the implied contracts are more effective than written ones. Medical decisions and visitation rights being first ones I can think of.

              I sm not a lawyer.

            • Flax@feddit.uk
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              12 hours ago

              Two people bound together for life for the purposes of creating a family

              • Ledivin@lemmy.world
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                7 hours ago

                Yeah, you can miss me with the religious bullshit. This is a legal loophole in a legal system.

                • Flax@feddit.uk
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                  6 hours ago

                  If it was for religious reasons, I would have specified it as a “man and a woman”

              • Dragon Rider (drag)@lemmy.nz
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                6 hours ago

                Only two? That seems needlessly restrictive. Is it for religious reasons? Church and state should be separated.

                • Flax@feddit.uk
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                  6 hours ago

                  If it was for religious reasons, I would have specified it as a “man and a woman”

                  Also, if it’s more than two, that’s not a marriage; that’s a group chat.

                • Flax@feddit.uk
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                  9 hours ago

                  Only as a last resort. You shouldn’t get married without intending to stay together for life.

        • Asetru@feddit.org
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          12 hours ago

          “Hey, let’s just get married to be eligible for benefits. Yeah, we’ll just pinky promise that we won’t ever abuse the hell out of our ‘partner’ who we now share every single responsibility with. I also took out a huge loan to buy a boat, why are you asking, dear? Half of it is technically yours, why aren’t you happy?”

          • jet@hackertalks.com
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            12 hours ago

            two penniless students are judgement proof, so even in this scenario when they divorced there wouldn’t be anything to recover. As a 18 year old with nothing, as long as you don’t have kids, there is almost nothing to lose.

  • waz@lemmy.world
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    14 hours ago

    There was a burrito shop that had a frequent customer card that you could use to earn points towards a free menu item. You could register the card online and for whatever reason you could add multiple cards to the same account.

    A friend of mine realized that if you registered a new card they would give you a decent chunk of points just for signing up, then you could merge that account in with your existing account and get free points.

    Every chance he got he would grab handfuls of the cards, activate them all, and get tons of free food.

  • irish_link@lemmy.world
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    11 hours ago

    Back in the day they were “selling” dollar coins through tv. It was legal tender so banks had to accept any deposit of it. The U.S. mint offered free shipping in the continental U.S.A.

    Some smart folks started buying them with their credit card that offered air travel miles as a reward. Then they took all the coins and depositing them in their bank and paid off their CC. Rinse and repeat.

    Yes they were out no money and had thousands of dollars worth airline miles.

      • irish_link@lemmy.world
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        1 hour ago

        Commemorative coins do cost more that is correct. However this was not those. This was when the US mint was essentially attempting to phase out the dollar bill and replace it with a coin.

        Keep in mind this was late 90s early 2000s.

  • Mac@mander.xyz
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    16 hours ago

    My work has guest WiFi but I don’t have access.
    However, if i connect to it on my phone, enable my VPN on my laptop, then enable USB tethering from my phone i have unrestricted access on my laptop. lol

  • weirdboy@lemm.ee
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    5 minutes ago

    When I was in high school my friends and I were always finding creative ways to skip school and instead go out and do stuff. But, there was a limit of X days that you could be absent throughout the year, or else you’d have to make up the time by attending summer school.

    In a conversation with some school admin staff I discovered that if you attend just one class during the day, any absence for the rest of the day was counted as 0.5 days in the attendance system.

    So, we effectively doubled the number of days we could skip school by showing up for the first hour and then getting out to e.g. attend a dentist appointment.