GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
Next do lifted pickup trucks please!
And the Carolina Squat!
Hahahahahahahahahahahahaha
Tesla Insurance
scamPolicy in 3…2…1…In before trump’s new monkey calls the Gecko a pedo
Why are insurance companies the ones making the rational decision about saying it’s a dangerous piece of shit and not our transportation regulators? It needs to be banned.
Go try to get insurance for a Lambo or a nice exotic.
Good luck giving that free market talk to the insurance sales guy.
I don’t think insurance companies care of the trucks are dangerous per se. They care if they are expensive to repair, or prone to accidents which could attach liability to the policy holder and thereby the insurance company.
The extra danger to pedestrians might also affect the liability calculations.
I keep telling conservatives this. It makes sense to have some form of suspicion around a message when some corporation has a profit motive behind it. For instance, climate change and companies selling solar panels (although I wish they wouldn’t put SO much effort into that faint connection).
However, that also applies for the inverse - that when insurance drops coverage for Florida homes, it’s because climate change is real and they know it will hurt their bottom line.
i never understood the suspicion about companies selling solar panels… they’re not snake oil, they work exactly as they are advertised. But, they allow people to be self reliant and not forced to rely on large enegry companies. It really shows where the allegiance for “conservatives” lie.
Funny enough, that’s exactly what the article says.
The weird thing about this claim is that these aren’t deal breakers. It’s possible to get insurance for exotics like McLaren or Bugatti (although no idea if GEICO does those); it just costs a lot.
I’d really like to hear more about those underwriting standards.
There probably aren’t that many people using a Bugatti as a daily driver. For Cybertruck I would think there are many people using it as a daily.
Because automobile regulation in the US is an absolute joke.
because it aligns with their financial incentives.
I don’t see anything in the article suggesting it’s particularly dangerous, only that it’s very expensive to fix, and in a collision will probably cause significant damage to the other vehicle (though that doesn’t mean it’ll necessarily cause injury).
The US doesn’t exactly approve or deny vehicles in general; any vehicle that conforms to the Federal Motor Vehicle Safety Standards can be sold, as far as I know. And I don’t see any section that covers safety of the other party in a collision, unfortunately. Maybe write your reps and suggest they add one.
The US doesn’t exactly approve or deny vehicles in general; any vehicle that conforms to the Federal Motor Vehicle Safety Standards can be sold
Sorry, I’m not getting the distinction here. Isn’t a vehicle that conforms to the FMVSS the same as one that is approved?
Or is the check against FMVSS is not done ahead of time, but only later in any lawsuits?
Conforming = here’s a guide book. Follow it and we won’t bother you unless there’s an issue.
Approval = please submit every model/trim you release to our inspection/test facility for approval.
One requires a lot more people going back and forth between the manufacture and government than anyone wants.
They have to pass inspection to be sold initially.
Because insurance companies are filled with bean-counters (not intended as an insult, I’m a bean-counter in a different field) who want to come out ahead. That’s why the Insurance Institute for Highway Safety (IIHS) exists. You’d think organization that does crash tests and promotes new technology would be a government organization, but nope, it’s insurance providers that want to minimize payouts.
God, I hope other places follow. I work in insurance and not only is everything about the cybertruck an absolute fucking nightmare to source, let alone find a shop for, every single goddamn owner is like the most insufferable chod. That goes for women too. Tesla drivers could already be a problem, but the truck owners are like regular Tesla owners gone feral.
State farm was the first to drop them
I hope other places follow
Are they actually allowed to sell these pieces of shit elsewhere?
Also is anyone else stupid enough to buy one?
they started taking orders from presales in Canada and they went through the entire list, I’m not sure if any have been delivered here yet though
People knowingly buy stupid vehicles. I’m one of them. It’s expensive to drive, big, has expensive insurance and only seats two but I love it.
I didn’t realise they only had two seats!
Is that one for each of your brain cells? 😉
Someone with more than two brain cells could easily look that up and and realize they’re talking about a different vehicle before insulting a complete stranger for no reason.
I thought ‘expensive to drive’ would have given away it wasn’t a cybertruck, since the only good part about those things is that it’s an EV and probably doesn’t cost much to charge. I might not agree with your decision to drive a huge vehicle, but I’m not gonna call anyone an idiot for doing it.
It’s also generally good form to not make spelling errors (realise) in a comment calling someone else stupid…
Please tell me the comment about the spelling mistake is some kind of weird humour (sic)
It is mostly tounge in cheek, but they did misspell realize in their comment and later edited it to correct it.
I mean if you’re gonna call someone else stupid, but you misspell it you’re kinda putting your foot in your own mouth no?
Size is relative. Here’s my “huge” truck parked next to an American one.
Sorry mate, your comment really makes it sound like you were starved of oxygen at birth and bought a Cybertruck.
As you were
Why comment in the first place then? We’re talking about Cybertrucks and you start talking about your vehicle, people are gonna assume you mean the Cybertruck
Also is anyone else stupid enough to buy one?
Because I’m pointing out that people don’t only buy vehicles based on what’s wise or optimal. For some, it’s also a hobby and they have different preferences as what to drive. At the time of buying my current truck, a wagon would’ve been sufficient. I just went with what’s essentially my childhood-dream car instead. I’ve since developed an actual need for one too, but even now, a van would be a little more practical. Truck is simply more fun and nicer looking, while being the same size.
You can see why people misunderstood you though no?
I asked “is anyone else stupid enough to buy [a Cybertruck]”
You replied - [context as assumed by a normal person]
People knowingly buy stupid vehicles. I’m one of the
m[people that bought this fuckin monstrosity]. [The Cybertruck is] expensive to drive, big, has expensive insurance and only seats two but I love it.
People shouldnt knowingly buy dangerous vehicles.
They likely didn’t know they were dangerous when they preordered and many are now stuck with them. I think they have a no resale contract for 2 years after buying.
I mean I don’t mean to sound ridiculous, but they even looked dangerous. I am not sure why anyone would assume they were safe. I didn’t even think they were street legal at first.
That is a bummer to be stuck with one though, but you do have to be rich enough to buy one too.
I suspect that looking dangerous is a positive for a great number of truck buyers.
Yeah I think they would be alright personal use offroad vehicles. Although they didnt build them for that, they could have.
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Same, but I like the small ones personally
Presumably, “other places” refers to other insurance companies. IOW, GEICO is (allegedly) denying them coverage. OP is hoping that Allstate, Progressive, etc will also deny coverage.
chod
Now there’s an insult I haven’t heard in a while.
Take my upvote!
Tesla drivers have single-handedly done more PR for BMW drivers than BMW ever could have.
Now that little gecko who works for GEICO will probably tell you “You can save a load of money by switching to GEICO, and its so easy a caveman can do it, but we refuse to insure that abomination you call a Tesla Cybertruck that needs to be road illegal everywhere”
“transparent metal” that breaks if it gets too hot, gets wiped with a microfiber cloth, or tapped by a wedding ring… 😂
I want to feel bad for cyber truck owners, but at the same time these problems are not new and not unknown. So if you know that something is known to have problems, and you still buy it, don’t be so shocked that it has problems for you too.
It was only a matter of time before insurance companies did something. I mean is it really that surprising that a company known for not wanting to pay out money if they can avoid it would want to not insure a rolling money pit?
False claim, debunked by snopes. Mods should consider blocking this news outlet.
https://www.snopes.com/fact-check/geico-tesla-cybertruck-coverage/
GEICO claiming this isn’t true
"In an email to The Verge, Geico pushed back. “Geico has coverage available nationwide for the Tesla Cybertruck,” Geico spokesperson Ross Feinstein said. Feinstein did not immediately respond to follow-up questions about individual dropped policies. "
So maybe it was something VERY specific to this persons use of the truck?
I heard he was renting it out on Turo. That is unconfirmed. I have no source.
True or not to this specific situation, in general, that is definitely the kind of reason you might get dropped if you didn’t get the proper insurance.
Yes. If this is true the owner should be happy they did this before trying to make a claim. Often people break the terms of the insurance and then when a claim is made they are denied all coverage.
Thank you.
That part about how they insured his other vehicles so that PROVES this is a cyber truck-specific policy was so dumb. Insurance will deny for a million reasons or combinations of reasons.
Lol
Elon bad, haha
Tomorrow I post Elon bad, ok?
No, truck bad. More read article.
Reading hard. Easier to make quip.
Lmao, even
With some rofl on the side.
For Elon this means Relying On Father’s Luxuries
Ijbol?
Yay, I knew it would be that super old reference!
I was actually looking for the version that includes The Muppets, because there absolutely is/was a version of that video with the Mnah-mnah muppets. I just couldn’t find it.
Edit: excuse me, but 17 years old isn’t super old. That’s not even voting age.
Wow, haven’t seen a roflcopter in a long time.
Pretty sure they were one of the last major companies that would…
Even if warranty pays for repairs to it, if it damages anything else the insurance still has to pay.
The article mentions multiple examples of them just randomly shutting down during operation. That’s already bad. But this is going to be it’s first winter, it’s not surprising insurers don’t want to deal with it. They deal with large numbers, it’s not a question of “if” like an individual owner, its “when” for the insurer
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Class action lawsuits are gonna be a mother fucker
Class action lawsuits are gonna be a mother fucker
Part of the purchase agreement of a Tesla agreeing to binding arbitration. This means no class action suit. You can opt out of this within the first 30 days, but you have to send a letter requesting it.
How many Tesla owners do you think do that?
Steam recently removed their arbitration clause, largely because paying for a thousand arbitration cases is worse than dealing with a class action.
I’ve heard that death by 1,000 arbitrations is a good way to make em regret it. Glad to see it’s true.
Which is what Musk is looking at happening.
Between cybertruck and twitter, dude’s gonna bankrupt himself.
i don’t own a tesla, so if their cars injure me I can sue them*
Wow, I never thought I’d find an actual good argument for keeping independent car dealers as middlemen instead of allowing first-party sales, but here we are.
Can you connect the dots for me? Third party dealers always have idemnity? clauses anyways.
Presumably anything you’d agree to while buying from an independent dealer would be between you and the dealer, not you and the manufacturer, right? I don’t understand how the manufacturer would be a party to the transaction.
(It might be that I’m naive about how modern car sales work.)
I’m pretty clueless too, but to me your assertion doesn’t hold up to the concept of recalls.
The true answer is probably that we’re both wrong and the answer is that as a consumer: you lose, fuck you. Also fuck your family dog.
John Wick enters the chat
This didn’t work for valve so I can see it also going poorly for Tesla.
That assumes the court finds that enforceable. Usually they do, but a few times recently, they’ve said it’s not.
That’s one of the nice things about the law in Quebec. Binding arbitration clauses are illegal.
Je devrais demeneger a Montreal.
*Je does
“doivent” is third-person plural (they, not I)
Oh, and I didn’t notice that autocorrect changed my French to English. Should be"dois" or, as you say, “devrais” for the conditional.
Whoops, I really meant “devrais.”
I mean in trumps court of law musk can’t lose.
If dumpy wins, for sure no class action.
If dumpy loses, his Supreme Court will still side with the conservative side anyway, so probably still no class action.
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The go pedal and the steering wheel are equivalent to a keyboard/mouse and are not physically connected to anything. If the car shuts off, the wheels go where they feel like with absolutely no driver control.
Never thought of they how would you brake if the car shutoff.
The brake pedal.
How well does that work after losing vacuum assist?
Definitely not as well but you can still use them. Cars didn’t even have vacuum assisted brakes up into the 1960s and 1970s
Yes, and they were designed with that in mind- brake pedals with more leverage for one…
My mom had a Ford ranger for a while that had lost its brake boost, it took a lot of force to get it to slow down, and that wasn’t even a heavy vehicle, this was back when a pickup was a two-seater…
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Have you looked at the cybertruck’s manufacturing practices? Airplanes have redundancies for their redunancies and that’s why people use them. The cybertruck was built with the “go fast and break things” model, does not have redundancies, and actually removed some standard safety features found in every other car. Like tempered glass.
Comparing a cyber truck to an airplane is like comparing a pinewood derby car to a military personnel carrier. One was made by a child. The other is engineered to keep as many soldiers alive as possible.
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On the internet, anyone can say anything. I am the Pope.
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Did you really just draw an equivalency between Tesla’s software practices and the aerospace industry? Even Daddy Musk isn’t stupid enough to pretend those are the same.
Also your assertion that there is “no such thing as off” blatantly displays your horrible lack of understanding that distributed computing still relies on electricity.
Edit: since Tesla is apparently the same thing as Airbus, can you point me to the source code published by the relevant regulatory body that controls the Cybertruck’s steering mechanism?
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Yes, I fully understand the difference between analogy and equivalency. You claimed that fly by wire on an aircraft is exactly as safe and redundant as the steering wheel of a Tesla vehicle. That’s called an equivalency and is a demonstrably false statement. I never claimed that there were no redundancies to the power supplies, but it’s simply not relevant. You do understand that there are different regulations and rigors applied to an aircraft compared to a crappy car that hasn’t even passed any crash safety testing and hasn’t been certified by any engineering standards bodies, right?
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A vehicle shutting down in the middle of the freeway can easily cause multiple accidents.
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I don’t know how you got to the conclusion that OP was saying “all” and not being hypothetical.
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It’s rare for normal cars to shut down with no warning.
It’s pretty common for cybertrucks to do it.
Eventually that’s gonna happen on a highway. Insurance works by assuming the worst thing that can happen will happen and charging you appropriately. It’s far from irrelevant in this case.
According to this comment thread and the article, these cars have abruptly stopped functioning with no warning. Do you not think it is only a matter of time before that occurs in a dangerous situation? Insurance companies base their decisions on statistics and probabilities. It is very much related to “hypotheticals”.
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They do when it shuts down while driving and careens into another vehicle.
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No one is saying it’s actually happened. It is a fact though that they are shutting down while driving which introduces a higher risk of it happening which the insurance companies don’t want to take.
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I can steer to the shoulder of the road in a traditional vehicle hit the brakes. Can I do that in a cyber truck?
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I’m waiting for any kind of sourcing of this that’s more than “a guy on Twitter shared the text of his rejection letter.”
This letter does not clarify if, as a matter of policy, all cybertruck insurance will be categorically rejected.
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“their” is shorter than “his or her”
(Even if you don’t care about gender inclusiveness, they is just more convenient)
Similarly, “they” is also shorter than “he/she”
If you’re correcting, sincerely, then good job.
If you’re trolling… also, good job.
Either way 👍
I wasn’t strictly meaning to correct so much as point out a reason why it’s more concise. I value the inclusive motivation too, if that was hard to tell; I just think there is another reason even if you don’t care about inclusion.
It seems a lot of people are actively opposed to it though, not sure why. I’m just asking questions, you know?
😉
I’ll bet a lot of times people just start typing “he” and tack on “or she” when they catch themselves.
The best English literature doesn’t follow the basis of most convenient or shortest. Sometimes there are other reasons to choose a word of phrase.
The plot of Romeo and Juliet could be rewritten in a paragraph but probably wouldn’t have had the same impact.
“some teenage idiots do teenage idiot things and die. fin.” roaring applause
I once heard it described as a “3 day relationship between a 13-year-old and a 16-year-old that left 6 people dead”
Irrelevant. You don’t get to grammar like Shakespeare did.
True, but this isn’t prose or high literature. What reason do you suggest why “his or her” would be preferable to “their” in this context?
The prescriptivist “It’s grammatically incorrect” argument doesn’t hold much water when it has been used since middle English.
In a poem, I can see the thought:
“I tried to fit the cadence of this clause
Within the measure of this poem’s form
Which has in past and present be the norm
By which this poem, too, seeks to adhere.
This is my authorial choice’s cause
for my decision not to use a “their”.” But if to find an alternate way to word
Your writing’s pronouns strikes you as absurd
I nonetheless opine that you still ought
To make the token effort to include
With “their” all people by the same respect
That you for yourself would from them expect.
Refusing this, I feel, would be quite rude.Maybe your T key is broken?
Then the original comment would read
hose hings are very poorly made and all he most imporan pars are made of cheap plasic ha an average person can lierally rip off wih his or her bare hands
That sounds more like someone that would deffend the cyber truck I suppose.
Nice ditty.
What reason do you suggest why “his or her” would be preferable to “their” in this context?
Regional dialect, fluidity of language, variety - even habit.
“It’s grammatically incorrect” argument doesn’t hold much water
Oh, I do respectfully disagree with that, especially when you cite medieval English but reference an American language dictionary as your source.
I could just as viably give “his or hers” as equally valid as “theirs”, because it is. We’re not newspaper headline writers, nobody penalises us if we use a few more characters for any reason. And you could switch back and forth between them both for variety.
Nice ditty.
Thank you :)
Regional dialect, fluidity of language, variety - even habit.
Those explain why it might be the first thing people reach to, but I wasn’t trying to demonise that. I was trying to offer an argument for the alternative that I consider both more convenient to write and read and more inclusive. Habits can be changed.
Oh, I do respectfully disagree with that, especially when you cite medieval English but reference an American language dictionary as your source.
Does the nature of the source invalidate the content and points it makes? English is still English, and I was looking for a source that wasn’t Wikipedia, but also was publically accessible. I could have just copied all of Wikipedia’s references, but most of them are books or journals that I don’t expect people to have access to and didn’t individually check. We could debate here what burden of proof is to be expected in an online debate, but I didn’t think the matter to be worth serious discussion.
The point is the same: there are plenty of historical examples of it being used. To be clear, this is a pre-emptive counterargument to a point I’ve occasionally seen made: That the singular they was a new invention and should be rejected on that ground. If past usage has no bearing on your current decision, that argument obviously holds no weight.
In the latter case, I contend that the increasing spread, particularly in the context of that spread, legitimises its use for that purpose. I fall in with the descriptivists: Rules should describe contemporary usage, not prescribe it.
Ultimately, I believe using “they” for gender neutrality is more inclusive for identities outside the binary. I consider the difference in usage trivial enough that the difference in respect justifies it.
I was trying to offer an argument for the alternative
But that’s not what you did, at first anyway. You were looking for an argument. You asked someone to justify something that to you is a slight, with no way of knowing whether the other person intended it that way. They got defensive because they have no idea what you’re getting at, from their perspective you’re just saying “you said something wrong, this is right” without explaining why.
Comments here are a short form of writing, therefore people are allowed to phrase things and say things however they would like to. You won’t know someone’s intent before reading, so the way they write makes a difference.
And which intent would warrant using “he or she” rather than “they”?
They felt like it? Their brain worded the thought using “his or her”?
Yes, of course, nothing wrong there. I’m asking what’s wrong with using “they” instead, given that there seems to be some pushback
Thats how they speak.
That’s a habit, not an intent. You implied that there were some deeper intent behind using “he or she” over the shorter and more inclusive “they”. Of course people are allowed to write however they want to, and they’re free to ignore my suggestion. I’m wondering why people are so bent on pushing back against it - what is it about my remark that turned this whole thing into such an involved discussion?
